I am encougaging my kids to save money and would like to know is anyone has any experience using software to manage accounts to include computing of an interest rate.  Some may say why not let them make a deposit at a legit bank, but I am offering a 4% interest rate where the banks around here only offet about 1% (trying hard to encourage saving).  I ahve seen family bank but wasn't too pleased with it's interest computing

thanks

Unless they want to become bankers when they grow up.